Although the feature was released today, the option to actually opt in still isn't available in my apple wallet.
that would be 4t minus 400b (10%) == 3.6t where did the 60b number in the headline come from? And that is just one of the 2 banks mentioned in the article (not 3 as the headline mentions).
Was this submission an attempt to see exactly how many things can be wrong in a single headline?