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Services support Yubikeys through U2F / WebAuthn, not anything Yubikey-specific, right? If you're using services that don't support that, I take it the apps you do use are using TOTP?

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This works with desktop / laptop where you can attach the key over USB.

On mobile, if it works at all, it should be NFC.

All three of my banks do not support Yubikey according to their tech support.

I'm not asking you what they don't support. I'm asking you what they do support.

Their own hard tokens and authenticator apps.

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