Working hard at your job is great, but a lot of that is habit and it is easier to do every day than breaking that habit and introducing an exercise routine. The definition of being lazy, to me, is taking the easy way out, thus I personally find this behavior lazy.
Discrimination? Stereotyping? Bias? Yes, yes and yes. I would definitely prefer a healthy person to a non-healthy person in any business or social endeavor. (Unless it was a hot dog eating contest.) Yes, I stereotype obese people to be lazy, over-eaters, inactive and sedentary. I don't see anything wrong with this. I prefer to hold people accountable for their actions. If this upsets them, they can either lose weight or bear my bias. The only win-win is for them to lose weight.