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Yeah, using Apple Pay isn't a slam dunk if you have one card you use for everything, and always have with you. Where it shines is that it can relieve you from having to carry around three credit cards (gas, grocery, everything else), a warehouse membership card, retail club card, etc.

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Yeah, the only reason I use it at all is for my less frequently used cards for special purposes. Cards I wouldn’t normally carry with me in my wallet, but it’s nice to have in case I randomly need them. So it’s nice to have the option, I just don’t understand how anyone would expect Apple Pay to replace the simplicity of credit cards for normal high-volume transactions.

This is so alien to me. I’ve been using Apple Pay for years. I don’t even know where my wallet is half the time. I certainly don’t carry it on my person. If you have an Apple Watch it’s even faster.

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