I know what you mean because when my friend "failed", he spent a year working odd jobs, learning some Stock Market "stuff", and then decided to pursue a degree online and within less than a year he had a WFH job (a rarity at the time) lined up in his field.

Meanwhile, in comparison I failed more and more, and am still struggling to this day. Unlike you I am not broke, but I have severe health anxiety, as well as a lower intelligence level than most (at least when it comes down to academics). Needless to say, I'm a college dropout.

Oddly enough my friends are successful people. PhD holders, Business Owners, and people working in very respectable fields. I just wish I was a little like them, but alas.

We shall overcome!