I'd love to fail into making $100k :-)
I just wanted to point out that to consider yourself a failure because you're "only" making 100k is a bit ridiculous. Going by that metric, 99% of the world's population is a failure. You're not a failure. You've just fallen through some hard times. Try your best, and you'll be out of them soon enough.
Virtual hug.
Ok, I'll put it a different way - houshold income is below the 50th percentile for the area. So by that measure, 50% of the world population is doing better than I am on a location-based relative measure.