I introduced several times password managers to my friends and family, and more often than not, it was a disaster.
Because eventually, either they set a very simple master password they reused elsewhere, defeating the entire purpose of the whole exercise, or they lost the master password.
The latter meant they lost a lot of accesses (unless they have backup discipline, which of course they can't have by nature) because there is no recovery.
So the alternative was for me to hold the backup passwords or recovery passphrase/seed. So much for making them independent.
Bottom lines: security sucks and ergonomics sucks because most users are not tech saavy enough to handle complicated cases.
Making E2EE even an option is nice, and the best you can do for now.