Regarding getting stuck in a gutter, in music I find it's exactly the opposite. The musician who has a stockpile of pre-packaged phrases/idioms/licks tends to sound very predictable.
This is especially problematic in jazz, where a premium is placed on improvisation/creativity. There's real sense in which the very idea of having a pre-packaged phrase is totally antithetical to improvisation.
Also, pre-packaged ideas in music tend to get ingrained at the muscular level. The last thing you want to happen is for your hands to start running the show.
I do realize however that the very best musicians (and programmers!) probably have a huge arsenal of ideas AND deploy them tastefully.