I mean, you don't have to figure it out. You can just punch in start and end of your journey into one of several apps that work nationwide, and pay whatever it says.
Of course, many people don't have any of the apps, particularly people who rarely use public transport, which are also the people most easily confuse by the complicated fee structure.
Unfortunately, the new monthly ticket does little to help them. 49 EUR isn't a value proposition for them, and so they are still stuck with the awful status quo.