For an analogy, I only buy LED lightbulbs, love that tech. When they first became widely-available, my house had a few incandescent bulbs on the porch that I probably just left on for 5 years.
The supposedly superior led bulbs in that adoption period often died surprisingly fast, compared to the claims.
To bring it back to storage. I use as much NVMe as I can, but I’m still a bit uncertain on how much a risk I’m taking with my filesystem choice and access patterns.
My answer: buy more SSDs when they go on sale! I don’t have intuition about lifetime even now.
I know, HDDs have equivalent classes of worse problems. I just learned to expect them to reliably fail, like a few days after a build ;)