Also got a couple decades, a ChatGPT Plus subscription on top of running my own local instance of Vicuna and access to Bard.

Enjoy it while it lasts. The training set (Stack Overflow) will dry as people move away from it, resulting in model degradation, resulting in not having a useful AI AND not having a useful SO

I admit to using AI, but only for what I was using SO before. Which is 0% of the work I actually get paid for (maintaining existing software that requires expert knowledge). For personal projects, sure, it's useful. Want to code something in a new language? Great. You'll still be a beginner, and will have contributed nothing to the body of knowledge that has trained the model you are using