My big problem with paying for Youtube is I have a workspace account for my personal domain. None of their services inter-operate with workspace services. For example, our Google Home. My wife cannot register her voice with the system because she has a 'google account' not an account on my workspace. Because of this, our Home will regularly deny her the ability to listen to "age restricted" podcasts about cooking (they sometimes swear omg). Similarly, if I pay for Youtube, I cannot "share with my family" unless they are also on my workspace.
Clearly, the solution is for me to create another google account to use for these services and only use my workspace account for one thing. But then why am I paying Google to host my workspace account? Should I pay them _MORE_ for my wife and children to also be on my workspace, as well as paying for Youtube? (don't worry, I'm working on migrating off workspaces too).
(and fwiw, I paid for youtube premium for years, and watch hours of youtube content a day)