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The bank is the customer in that case, and you could argue that they could sue, based on "assumptions about contract" or whatever.

Baltimore didn't buy these cars.

I'm curious if a class action lawsuit for Kia and Hyundai customers would make more sense.

I also wonder if auto insurance companies might refuse to insure Kia and Hyundai vehicles until this is fixed.

I believe the second has already begun, now that they offer a software patch to fix it (in theory).

It endangers the public safety of Baltimore.