I thought it was an interesting read and it would be interesting to hear a summation of why you left the industry.

It also made me consider the possibilities for a sort of vertically integrated debt collection company. Someone that's had a debt sent to collection is possibly a good candidate for financial literacy education, credit rehabilitation, debt consolidation and refinancing etc. Can debt collection serve as a sort of loss-leading subsidiary for a bigger business that provides financial literacy and services to people that need it?