He shouldn't take this personally. Unfortunately all the behemoths such as Google, Meta or even Fintech "neo-banks" adopted this approach of banning-first with no appeal. They have to deal with so many users that they don't care anymore.

One of the solutions is to be aware of this and develop your own ways to circumvent their processes. Harder to do for banks (and I wouldn't do it) but necessary for other situations.

I live in different foreign countries that they decided to consider as high-risk clusters (Vietnam, Thailand etc.) and learned this the hard way (got banned from Meta Ads my first week arriving in Vietnam) so now everything is isolated. I only login to banks on a specific VPS in a "safe" cluster. And all my Google Ads accounts are also on separate isolated VPSes.