These models you talk about are either not good or unbearably slow, the output of a model that today runs "as fast as you can type" on average hardware will never be reliably mistaken for the real thing. If you try to cheat with it it would be more likely to fail you than if you spend $20 on a human freelancer to write stuff
The only factor that breaks this today is cheap availability of chatgpt and such. They are reasonably high quality but unprofitable to run, they are subsidized to hook public up so that later MS can safely jack up prices (ideally after getting an exclusive AI license from the government).