Banks don’t always let you cancel a credit card charge if you’ve authorized it but then can’t get ahold of the charging entity. It happened to me. I couldn’t get my credit card company (Wells Fargo in this case) to stop a recurring charge but they did let me cancel my credit card account and move my banking accounts away to another bank.

That said, I do pay for YouTube Premium.

The charge is tied to the continued existence of your gmail, gdocs, third party login with google account, gcp, and anything else you trusted google with.

If you stop them from debiting your bank account, wouldn't they just send your account to collections?

Just use privacy.com to make burner cards with a fixed amount as a fail-safe for this