You also lose the ability to take advantage of many special offers that are available only through retailers apps, e.g. McDonald's. You can get the discounts, free items, nor can you accrue any credit (e.g. Walgreen's Cash) or points towards future discounts.
I also couldn't ride any of the scooters or bicycles in my city that are available everywhere, because it is incredibly difficult or impossible to use cash to access these forms of transport. You can't even use your cash to buy a prepaid debit card as they won't accept prepaid debit cards to rent the items.