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Comment by logical_ferry | Hacker News Reader

I have used PayPal once or twice some 15 years ago when I bought some stuff on eBay, but never since, I never had any need afterwards. I didn't quite understand it back then, I was rather young.

Nowadays I buy from web shops when I need something, I give them my one time Revolut debit card number and that's it, risk free.

So my question is:

Why would someone use PayPal? What is the use case here?

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Many sites require PayPal for purchases, unfortunately. I'm not sure how many people just love using it otherwise...

You would use PayPal exactly the same way you use Revolut since they live in the same space. Neither provides insurance for deposits, which is what the CFPB is cautioning against in TFA. So I return the question to you. Why would someone use Revolut over PayPal? That's a rhetorical question, you don't need to answer.

(Law of the internet: if an opinion/review of a product mentions a competing product by name then it is in fact an advertisement for the competing product.)

At least for me (in EU) both PayPal and Revolut are literally banks and both provide deposit insurance - most likely because they don't have a choice.

I can't pay for Crossover by credit card :) Don't know what payment processor they use but it failed twice for annual upgrades. Said card works fine on a lot of other places, big and small.

I could pay with PayPal though. Even though the same card is behind it.

Keeping any money on there though... no. Even though I'm in Europe.

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