Ugh - so much of what you say resonates with me.
This is certainly the future (VR) but I'm not really interested in it. I'm interested in just being outdoors (not indoors). I want to feel rain, and cold. I want to know I can't just escape.
Others not so much, and all you need is a little bit of money. The brain doesn't know the difference. Doesn't know you're in a dead neighborhood in suburbia in a house that looks like all your neighbors you don't talk to anyways, far from any restaurants or public spaces. We have this now. Food and other items are being delivered to our doors. So on and so forth - I'm not going to belabor my personal view of a future hellscape of rich tech countries.