I left my job last April, and barely made it 2 months without income. If you're not ready to start your company right now, then I recommend figuring out what you can do otherwise to improve your situation. In my case, I got a job at a much better company that's close to Boston. I'm learning a lot, I'm meeting tons of smart people, and I'm close to dozens of good schools.
Anyway, good luck, and stay upwind.
I do have time pressure, for different reasons. I'm 32 and while I can see myself doing some less life draining types of startups at an older age, the time is running out to do the wild thing.
I don't have a cofounder and I'm not in a good location to find one. My immediate plan is to become and establish myself as great cofounder material by cranking out a few failures on the cheap, while I try and find likeminded people online. I'm willing to move to a hotter startup hub to find a cofounder, but due to living costs I'm hesitant to do it before I have something to show my abilities. [PS: I guess there are also visa issues; I haven't studied this yet.]
Thanks for the feedback, and good luck to you too!
Where are you located?