I think you mistake conviction and ambition for arrogance. I mean, how much of a fintech wiz were Patrick and John when they started /dev/payments? How many call taxi companies did Travis and Garrett run before starting an on-demand Limo service? Experience counts for naught. Insights matter more when it comes to inducing mass change in human behaviour: https://www.youtube.com/watch?v=qnav9vgHDHs&t=350s / https://ghostarchive.org/varchive/qnav9vgHDHs