I love this idea because finally there is some force which can make me less watching youtube and I certainly am not going to deepen my profile with a bank credentials (but I would pay for premium with crypto if it will be possible)
Bull fucking shit. There are services like Privacy.com which allow you to pay without deepening your profile.
Nor do I. Banks themselves in the EU and India offer virtual cards. There's also Wise with much wider availability.
I won't pay for YouTube because they don't accept magic jellybeans is a bullshit excuse and you know it.
source: I work on card payments