And before anyone says I'm in danger by running unpatched Windows:
NO.
My threat model is such that the time lost and wasted from updates breaking shit is significantly greater than the dangers posed by hypothetical threats those patches ostensibly guard against. Updates are simply and literally not worth my time and concern compared to having systems that just work every day all year long.
If I need to comply with regulations or audits or I am the target of focused attacks, then yes the scales shift the other way. But as a general, and particularly personal, concern? No, updates are a waste of my time.
Linux is even worse because I don't even need to run updates for something to break and waste my time.