I work for a non profit org.

We sometimes purchase reconditioned laptops as they are good value for some use cases.

We have a lot of WfH users so need to courier laptops to some staff.

We recently had an insurance claim denied for a damaged reconditioned laptop as TNT/Fedex used a "no second hand goods" clause in their insurance to wriggle out paying up.

This has not stopped me purchasing reconditioned laptops, but something to be aware of and taken into account.

In fact just buying another reconditioned laptop was not a large expense and damaged laptops in transit are relatively rare.