Shame on me for not locking it sooner. Shame on every goddamn company that knows for a fact this is happening—probably a lot—and prefers to keep robbing people rather than do something about it (say, something ethical—like shut down their company). $100 doesn't mean much to me (like, I'm not well-off enough that I don't think a thing of spending $100, but unexpectedly losing that much every now and then has basically zero effect on my life) fortunately, but that could really screw over a lot of people, in a ruin-their-whole-month kind of way ("why do they even have a playstation to begin with if $100 can really mess them up?!" PS4s are pretty cheap, used, or may have been handed-down for free or very cheap from a better-off relative or friend, and have basically the same store and most of the same games—besides, a planned expense is very different from an unplanned one)