That’s because Walmart is using Walmart Pay as a vehicle to track you and your shopping purchases. They can’t track your habits the same way with just a card.

Kroger finally gave up on Kroger Pay if only because they realized customers were still entering their alternate ID/phone number during checkout so they could still link your data together.

The funny part is Walmart in Canada fully allows contactless… almost as if they don’t care they aren’t getting that customer data up there.