We’re you not putting away any sort of money for emergencies? Do you need to stay at the now theoretical 200k job even if cost of living in the area remains the same, or could you move to somewhere lower cost of living?
I see in your other comments that you would end up in a divorce if you had to lower your lifestyle, and then you described what is still above the average persons lot in life in the US by even owning a home (cramped and by the highway or not).
You and your spouse should get some therapy on why your’re so materialistic, or just accept that you are and then deal with living in a system that will drop you the second it can.