I don't see why this would be a positive? I'd love an alternative to Personal Capital (since it got bought out), but without a direct connection to my banks/creditcards/etc, that connection just ends up being less secure.
If a (strictly optional) account linking feature is something you'd like to see added though, there's an item on the public roadmap for it that you might like to upvote. It’s currently still in the Suggestions category because it’s a bit of a contentious topic within the PL community, and we’ve had a few discussion threads about that on the discord.
In the past, I’ve tried account linking in some other tools, but always ran into syncing issues (especially on 2FA accounts). From what I understand, that’s still somewhat common even with solutions like Plaid.
With PL, I also wanted to initially steer clear of that support/maintenance tar pit (especially since I’m a solo dev), and design a tool where the focus is more on long-term projection rather than fixating on the latest daily stock price fluctuations.
The tricky thing about a service whose main value prop is aggregating all your account data together is that 99% of them working isn't that much better than 1% of them working. Looking at your financial dashboard is pretty useless if it can't sync one of your 401k accounts, or one of your loans is using 90-day old data.
I think this is actually a positive for the non-aggregators like ProjectionLab. If I spend 10 minutes manually updating everything when I check it once a month (or however often), I know everything is up-to-date and don't need to spot check things.