I don’t own anything else. My current apartment is furnished with beds and kitchen. I’ll be moving soon and will probably need to purchase a futon and kitchenware.
My only subscriptions are iCloud, Fastmail, Linode, and a virtual mailbox. I also have some subscription services for different businesses. Subscriptions total around $100.
I use iTerm, nushell, helix editor, and the rest stock Apple apps (Notes, Calendar, Reminders, Numbers, Freeform, etc.).
I love living this way, and to each their own :)