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Why do half a billion?

Let's make it $500,000. Nobody needs more than that.

Right? I'm being serious. You can live a luxurious life on $500,000 per year.

Oh wait, well compensated tech people make more than that, so let's pick a higher number!

"A rich person is someone who makes more than me"

But they were talking about total wealth amassed, net worth, while you say “per year” as in income. Completely different metrics.

Ok, then make the maximum wealth you can accrue $3M. You can live a very nice life on that.

That barely gets you into a normal house in the bay area.

Just like nobody needs more than $5M, nobody needs to live in the Bay Area.