Going along with what you said, it’s a good thing that 40yr/o need to go into debt in order to get an education? Surely if someone in their 40s who was at least a little lucky may be in a better socioeconomic strata than those just starting out in their 20s. What kind of debt burden do we want our kids carrying?

Rentier economics throughout the economy are crippling the working class and feeding the rentiers.

People finance their cars, their education, their music, healthcare, phones, laptops, just about any major appliance. You can even finance your food!

What exactly are you getting for your tax dollars?