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> I’ve heard way too many negative stories about [Apple's] disclosure program and in general how they mistreat researchers.

Links?

I did some lazy searching and it seems it's a well known fact. I don't think the author has to back it up in this case.

Infosec researchers say Apple’s bug-bounty program needs work[0]

Wait times over 8 months and they refused to give credit (but gave $).

Personal experience so I can’t say for others. They pay well though. My first year of college has been completely covered by them so no complaints.