https://www.cnbc.com/amp/2023/04/11/58percent-of-americans-a...
60% of Americans live paycheck-to-paycheck.
Been in both situations; grew up impoverished, now doing well.
Living paycheck to paycheck is never a lifestyle choice; there are choices that come out of that because even poor people don’t want to feel poor, but given the option, not a single one in most cases would prefer to be paycheck to paycheck.
So for you I guess lazy people don't exist? People who refuse to learn, change and adapt? People who just wanna smoke weed, play xbox, jerk off to pornhub and eat Nachos (not necessarily in that order)? People who'd rather make a quick buck doing some border-line illegal "deals" than have a regular honest job? People who would rather play the popularity game in high school than study? People who would rather slack off around the watercooler at work than do what "the boss" asks? People who prefer to coast although their field is changing under them?
It must be nice to live in a world without such people...
It’s not that poor people don’t want to save and invest; it’s that because cost of living in most places has far outpaced salaries, there literally is no money to save.
Most Americans live under mountains of debt. My mother had thousands and thousands of dollars in credit card bills because she had to, in order to survive and support a family of four. And we lived in the projects in Brooklyn.
She never told me about it until I was in my twenties, because she never wanted to worry me with it, and moreover, she never wanted me to know we were poor. Pride is a real thing.
It doesn’t really matter that you think “poor people” aren’t really that poor. They are, and risk is much harder to stomach when it means becoming actually homeless. Denying that is sticking your head in the sand.