Yeah this is my problem. I could get so much more out of education than I probably would have when I was 17, but It’s impossible to work a decent full time job and go back to school. The schedules simply won’t allow it. Part time work pays shit, and I somehow have to afford not only tuition, books, fees, etc., but a cost of living that only gets more and more expensive.
You can trade money for time (or really spread money with time) in this case, but I have no interest in spending 10+ years just to have wasted what left of my “youth” in exchange for an undergraduate degree. Time IMO is more valuable than money, because there’s no chance in hell you can ever get it back.
I’m also not interested in getting a degree just for the sale of having a degree, or even as an economic mobility vehicle. Technically if that’s all you want there are programs out there, but tend to come with too many stipulations for my taste.