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I was a daily biker in San Francisco for more than a decade... no car....

I had ZIPCAR and one month I took one on a trip and on several other excursions - and the bill for ZIPCAR that month was $850.

for like minimal time...

NO WAY was that "an affordable option"

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You would be surprised what people are regularly paying for a car. 850 is probably on par with what the parking/storage costs alone are. Those are almost certainly "priced in" to most houses, but there is no reason you couldn't work to reclaim a lot of that space.

More, I don't know enough about ZIPCAR to know how they price in the costs to refill the vehicle between drivers, but depending on how the fuel was managed, that is a 20% chunk of that, easy.

Concretely, googling "average monthly car payment", shows that "The average car payment for a new vehicle is $725 monthly, according to first-quarter 2023 data from Experian." So, not as incomparable as I could hope it is.

$850 / $12 hour (current hourly rate for Honda CRV in SF) = 70 hours. I wouldn't call that minimal time for a month. Is there a more affordable option for on-demand car rental in SF than $12/hour all-inclusive? Seems quite reasonable to me.

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