Person you're replying to is talking about time budget offered by your computer, not monetary budget. Regardless everything is about optimization - the "best" option will almost always be so costly that no consumer will be able to afford it.
That being said, even automobiles make safety tradeoffs for cheapness or feasibility. However, we really shouldn't allow any tradeoffs for a completely unnecessary feature like "self driving". Imagine if wanting your car to have android auto or similar meant it couldn't use the lights, because a tradeoff was made.
In a life or death situation, you should opt for the system which will keep you alive more, not the one that costs less.