b) Should X have banned you? Probably not.
c) Was it kind of dumb of to post a random copy/paste message to multiple people with a link on X knowing how algorithms are dumb? Probably.
d) A suggestion for Elon. Zig where others zag. Most SV giants provide no human customer service to fix issues like this. Can you figure out a way to provide good customer service in some form to resolve the issues these customers face? If you want X to be the method to handle online payments and anything else you envision in the future, you have to be trustworthy to people and be able to handle problems with intelligent humans.