So far I prefer iOS because the predictive text above the keyboard (in iOS 16 too) and in particular the speech to text feature has been so good!
The only egregious error that I have encountered has been confusion around the phrase “into” when I mean “in two”. An understandable mistake.
I don't think you could do any better unless you were from Cupertino. With an Irish accent, my experience has been... okay with Apples text to speech, it's certainly better than others, but I still have to make a conscious effort to enunciate quite differently to my normal speech.
OpenAI's whisper has really impressed me though, and transcribes almost everything perfectly, even if I throw in phrases or words from other languages part way through the conversation.