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I don't use cash much, except at the farmer's market and for small purchases. But I do pay a lot of bills by check. I get quite a few invoices in the mail with a tear-off enclosure and a reply envelope, so I write maybe 5 or more checks a month. Anyway, as noted by other commenters, why should I pay a ridiculous percentage to a bunch of middlemen?

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You know you can get a no-fee checking account from Capital One or SoFi or others, and then use their bill-pay systems to pay all of your bills (even ones that require a paper check, which they will send on your behalf) for absolutely nothing, right? You could go from paying money for stamps to paying... nothing at all.

I pay literally nothing in bank fees every year, and end up having to write a check maybe... twice? Usually to a low-end specialty contractor.

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