The fact that I pay substantially less for my insurance than anything Leaky quotes me is actually disconcerting.

I got my policy through an independent agent that came recommended by a relative. They set me up with Travelers for my home and car. My auto policy for a 2009 Nissan Altima with comprehensive and collision coverage is only $800 per year. The lowest quote from Leaky was about $650 per 6 months, or $1300 per year.

I've looked through the actual policy documents for my coverage and the limits all look the same as when I was with Geico paying twice as much. Now I wonder if I'll find out there's some kind of mistake and I'm not actually covered if I get into an accident. The discount for having multiple policies with the same company is usually 10%, so that doesn't explain the 60% difference.