you forgot one big thing in your list. the downside, which imo outweighs the benefits. being a criminal.
i heard it first hand.
there's a distaste on this one but this is mostly social psychology at work.
there are things people will do to provide for themselves and to improve their quality of life as long as they get away with it.
hell, it can be equated to online copywriters of fake fat loss pills and cosmetic products, people buying identities, vpns, ad accounts.
wherever you go there's always someone tryna take advantage of the sucker in the room.
god i love people, haha.