That's fair, according to the Walter Isaacson biography, that just came out, Elon Musk left home with very little money, and made everything on his own. He didn't really receive any material support from his family. When his mother and brother joined him, she had to work three jobs to support them.

There are a lot of memes accusing Musk of nepotism, and inheriting his wealth, but that simply is not true