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So have I lost the ability to have multiple workspaces without making an account?

To create multiple workspaces/projects, you need to create an account. When you create an account you can still work locally by:

- Enabling Git Sync which skips the cloud entirely and works with a 3rd party Git repository.

- Using Private Environments which are never synchronized in either Git or Insomnia Sync (cloud)

If you only have one collection, you can use Scratch Pad locally for that.

Except that Git Sync has become a paid feature with this new version...

So you've downgraded people without an account?