I don't know the details about the bill but it is a given that there is going to be fraud, I think the big issue will be if they set the amount that a person can contribute low enough the system should not cause that much damage, conversely the advantages are numerous the fact that people can easily get funding for ideas will generate a good deal of innovation and super charge discovery of new feasible markets. A lot maximum investment and the sheer numbers of distribution of risk will help insure the system from the eventual fraud that will arise. I think the benefits for all involved far outweigh the risks. I mean even a small $100 investment in a formative Facebook would reap substantial reward for the investor. I look at it this way, it sure beats buying a $20 scratch off, their odds are probably better and it helps generate revenue for a lot of hands along the line. I think it is one of the better pieces of legislation that has been passed as of late.