Indian Govt. forced the companies to create an e-mandate. At start it was chaos, but I think overall there have been savings. From the article: https://support.google.com/pay/india/answer/11040246?hl=en

"Due to Reserve Bank of India (RBI) regulations, automatic payments in India will be limited to ₹5,000 INR ($60) per transaction. The e-mandate notification also requires Google to set up an e-mandate for your card. This affects all users, but there are some differences depending on whether you're a new customer or an existing user."