It’s really not though, you just can’t have a 4000sq foot house here, you get a 1000sq ft apartment or you commute in. 200k income won’t buy you a nice house in Austin or Miami without a commute either.
200k/yr for 1000sq ft is pretty comical though.
Because honestly, unless you hit it big somehow or already have a house in SF before, I don't see how an average salaried worker can afford a family home there. Settle down and making a new family is just near impossible.