Almost the same for me. The data center is a couple miles from my home and my home has fiber. It’s low latency, I almost never notice a difference from my device. Maybe if I used it for really large files but that’s not my thing. It’s nice keeping my local device crud free and low demand.

Edit to add; cost me about $70/month depending on a few variables on collocation for a 4U. My same apps on AWS would cost 10x more. So that’s plenty of budget for my hardware that I usually get a year or two out of; doing minor repairs/upgrades myself.