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Lots of people get unlucky and die. That doesn't mean they should not take the risk in the first place.

Perhaps OP is saying that in an ideal world no one would die by accident.

That's not an ideal world. That's a fantasy world.

An ideal world is a fantasy world.

There's more than accidental deaths too. For example, surgeries carry risk.

That's still accidental.

If you flip a coin and it lands on heads, that’s not an accident, it’s just chance. You get a risky procedure and die, well that’s chance too.