Netherlands. Only carry cash because I received some as a gift at some point. Only place that I use my cash on is the local barbershop which only takes cash (probably avoids paying taxes that way).

I pay everything through contactless payments through my phone or my debit card barring that.

Some shops don't even take cash anymore because of how few of their customers paid in cash compared to how risky carrying that cash to the bank is. I'm not very happy with that development, but I can understand why they do it.

Some people prefer cash, some people prefer using their debit card (chip + PIN is generally very secure, of course!).